UK Holiday Chalet Insurance | Policy Documents | Legal Expenses | Cover Limits | Flood Re | Home Emergency Cover

UK Holiday Chalet Insurance – Cover Limits

Standard Cover Available:

FEATURE
LIMIT
Comprehensive Insurance Cover✔
Competitive Premiums monthly or annual payments✔
Underwritten by Canopius at Lloyd’s of London✔
Property owners liability£5Million
Loss of rentUp to 20% of buildings sum insured
Alternative accommodationUp to 20% of buildings sum insured
Damage caused by emergency servicesUp to £1,000
Garden furnitureUp to £3,000
Theft from outbuildingsUp to £3,000 (or 3% of contents sum insured)
Replacement locks and keysUp to £500
Freezer contentsUp to £3,000
Fire brigade costsUp to £1,000
Trace and accessUp to £5,000 per event, £25,000 total
Loss of metered waterUp to £1,000
Loss of domestic heating fuelUp to £500
Fatal injury benefitUp to £10,000 per person

Optional Cover Available (if selected):

FEATURE
LIMIT
Pedal CyclesUp to 4 cycles at £1,000 each
Sports equipment£1,000, £2,000 or £3,000
Accidental damage when Let✔
Malicious damage when Let✔
Theft by tenants✔
Home emergency cover✔
Legal expenses cover✔
Flood cover available for homes in high risk areas**Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply

Discounts Available

No claims discount✔
Policyholder over 50 discount✔
Voluntary excess discountChoose from £150, £250 or £500

*Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply