Leisure Lodge Cover Limits
Buildings
Buildings | Leisure Home (Lodge) |
| Cladding | Timber or Canexel |
| Use | Second Home/Holiday Home/Holiday Let |
| Max Sums Insured | £500,000 |
| Claims Settlement | New for Old |
| Decking, Balustrades & Hot Tubs | ✔ |
| Alternative Accommodation / Loss of Rent | ✔ |
| Let Property | Optional |
| Falling Trees | ✔ |
| Trace & Access | £5,000 for one event, £25,000 for any single period of insurance |
| A/D to underground pipes & cables | ✔ |
| Emergency Services | £10,000 |
| Property Owners Liability | £5 Million |
| Clearance & Re-siting | ✔ |
| Malicious Damage & Vandalism | ✔ |
| Tv Aerials & Satellite Dishes | ✔ |
| Fire Brigade Costs | £750 |
| Loss or Theft of Keys | £1,000 |
| Metered Water | £1,000 |
| Fire, Smoke, Explosion, Lightning or Earthquake. | ✔ |
| Escape of Water | ✔ |
| Storm | ✔ |
| Flood (postcode dependent) | ✔ |
| Subsidence | ✔ |
| Theft or Attempted Theft | ✔ |
Buildings Optional Cover (if selected):
FEATURE | LIMIT |
| Accidental Damage by Tenants | ✔ |
| Malicious Damage by Tenants | £5,000 |
Excess Amounts | |||
Claim Type | Leisure Lodge | ||
| Subsidence, Heave & Landslip | £1,000 | ||
| Escape of Water (Homes up to 25 years of age) | £250 | ||
| Escape of Water (Homes aged 26 & over years of age) | £500 | ||
| All Other claims | £100 | ||
Standard Excess £100* | ||
| Voluntary Excess Amounts Available (In addition to Standard Excess) | ||
| £50 | £150 | £400 |
*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements
Contact Us
My Holiday Home Insurance
Assist Insurance Services Ltd
Royal House,
Queenswood,
Newport Pagnell Road West,
Northampton NN4 7JJ
Call Us
EXISTING CUSTOMERS
01604 946 787
CUSTOMER RENEWALS
01604 946 682
CUSTOMER CLAIMS
0344 856 2187