UK Holiday Home Insurance

My Holiday Home Insurance are holiday home insurance specialists with more than 19 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and more importantly, all the cover is tailored around you and your circumstances. Contact us today for a quote on your holiday home.

UK Holiday Home Insurance

My Holiday Home Insurance are holiday home insurance specialists with more than 19 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and more importantly, all the cover is tailored around you and your circumstances. Contact us today for a quote on your holiday home.

UK Holiday Home Insurance

My Holiday Home Insurance are holiday home insurance specialists with more than 19 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and more importantly, all the cover is tailored around you and your circumstances. Contact us today for a quote on your holiday home.

Insure your holiday home with award-winning specialists.

My Holiday Home Insurance is one of the UK’s leading providers of holiday home insurance with over 19 years’ experience and 50,000 leisure policyholders.

Insure your holiday home with a multi award-winning insurance specialists.

My Holiday Home Insurance is one of the UK’s leading providers of holiday home insurance and have more than 19 years’ experience. We insure more than 50,000 policyholders and work exclusively in the leisure insurance sector.

UK Holiday Home Insurance Specialists

Your holiday home is a large investment, so it’s essential to make sure that should the worst happen, you’re adequately covered with a trusted insurer. Here at My Holiday Home Insurance, we are always looking at our insurance policies, not only to make sure that they are competitive in today’s market, but more importantly, to make sure that you receive the best possible cover for your holiday home. With this in mind, we have recently enhanced our cover levels on all of our UK holiday home insurance policies, so that you can now receive even more protection for your holiday home. All of our insurance policies are designed specifically for UK holiday home owners, so if you own a chalet, a house in the country or a cottage by the sea, you can now receive enhanced cover tailored around your personal circumstances.

If you are buying your first UK holiday home, want more cover or you are simply looking for a better deal when renewing your policy, insuring with My Holiday Home Insurance will provide you with that added peace mind, knowing that what is important to you, is properly protected. Regardless of whether you rent out your holiday home or it’s just used by you and your family, we have the comprehensive cover options and competitive premiums to meet your requirements.

Why choose My Holiday Home Insurance for your UK holiday home insurance?

My Holiday Home Insurance is a multi-award-winning insurance specialists with more than 19 years’ experience and over 50,000 leisure policyholders. We have an in-depth understanding of the type of insurance required for your holiday home, work exclusively in the leisure insurance sector and we have designed each of our insurance policies, so they can be tailored around you and your home.

We’re passionate about delivering exceptional customer experiences and 100% dedicated to providing you with the very best service, whether you are contacting us for the first time, renewing your insurance or making a claim and our service has been recognised on many occasions.

On the 3rd July, we were recognised once again by the insurance industry when we were announced as winners of The Customer Experience Award at the 2024 British Insurance Awards. This award stands pride of place next to our 2024 Feefo Platinum Trusted Customer Service Award for consistently delivering outstanding customer service to our policyholders the 2020 UK Broker of the Year Award and our Insurance Claims Excellence Award which we received for the fantastic service our customers receive when they are making a claim. Each of these awards are a true reflection of our commitment to outstanding customer service.

We take the time to listen and understand our customers, why you need the insurance and the type of features that you are looking for. Our insurance advisors have extensive knowledge of insuring holiday homes, so they will guide you through the process finding the best cover suitable for your needs. We offer comprehensive cover as standard and flexible policy options, so you will be impressed with the cover you receive, when you insure with My Holiday Home Insurance.

What does holiday home insurance cover?

Policies differ but your main goal is to protect your home and the contents inside, so holiday home insurance mainly comprises buildings and contents cover.

Buildings insurance covers the structure of your property against risks such as fire, storm and flood, and could assist in repairs or building work that may need to be carried out if the property is damaged. You must take into consideration the cost to rebuild your home to make sure you that have the right level of buildings cover. Be specific and let us know exactly what you would like covered, so if, for example, these must be specifically added to your policy.

DONT KNOW WHAT THE REBUILDING COST OF YOUR PROPERTY IS? CLICK HERE FOR MORE INFORMATION

IMPORTANT INFORMATION: Please be advised that the ABI rebuilding Cost Calculator will only provide an indicative figure for rebuild costs as there are a number of restrictions to the calculator such as, properties with unusual features, thatched buildings, listed buildings or houses made of non-standard materials. Declaring the correct sums to insure your property for, will remain the responsibility of the policyholder at all times.

Contents insurance can cover possessions inside your home and it’s essential if you are letting out your home – either to friends and family or on a commercial basis. Normal home insurance will cover your family and guests in your home, however if you are renting your property, you face extra risks as a landlord. You must take into consideration the cost of the contents inside your holiday home to make sure you have sufficient cover.

FAQ’S – Frequently Asked Questions

Who underwrites the holiday home insurance policy?

Canopius – A Managing agent of Lloyds of London. Having a Lloyds of London insurer gives you the peace of mind, that should anything happen, you will be protected.

What is the maximum sum insured?

We can cover policyholders up to £500,000, however if it does not suit your requirements, we can look at this for you on an individual basis.

This is so that you have the peace of mind that should the worst happen, you are completely covered.

What is the minimum buildings sum insured?

The minimum sum insured is £10k.

How much buildings cover will I get on my holiday home?

That will depend on the cover levels that you choose. Why not call one of our advisors today that can discuss our different cover levels with you and help you pick the cover that’s right for you.

How much contents cover will I get on my holiday home?

Everybody’s contents requirement is different therefore our advisors can talk you through what you may want to include and help you pick the figure that’s right for you.

How do I calculate the rebuild costs for buildings sum insured?

Buildings Sum Insured (Rebuild Costs)

Please enter the rebuild cost of your property. This must include the cost of debris removal, architects, surveyors, consultants, legal fees, taxation and the additional cost of complying with any government or local authority requirements. (The is not the figure that is provided by some insurers which is £500,000 or £1million, these are blanket sums insureds and is the maximum level that insurer will pay in the event of a total loss, and it also is not the market value of your property).

ABI rebuilding cost calculator

If your UK holiday home is of standard construction the Association of British Insurers (ABI) offers a free (registration required) rebuild cost calculator to assist you assess the rebuilding cost of your property. To use the calculator and obtain an approximate rebuild cost, you’ll need to measure the external floor area of both downstairs and upstairs of your property.

Click here to go to the ABI rebuilding Cost Calculator https://abi.bcis.co.uk/

IMPORTANT INFORMATION: Please be advised that the ABI rebuilding Cost Calculator will only provide an indicative figure for rebuild costs as there are a number of restrictions to the calculator such as, properties with unusual features, thatched buildings, listed buildings or houses made of non-standard materials. Declaring the correct sums to insure your property for, will remain the responsibility of the policyholder at all times.

What is the single article limit for my contents?

It’s sometimes hard to keep track of the replacement value of your contents, that’s why at My Holiday Home Insurance we don’t have a Single Article Limit for your general contents*. That way you can have peace of mind that should something happen, your possessions would be covered.

*Not including things like fine art

What are the excess amounts on holiday home insurance?

We have a £100 excess on our policy for all standard claims, however voluntary excesses are available as well which allow you to individually tailor your policy and possibly benefit from a lower premium.

How much public liability am I covered for?

Our public liability is covered up to £5Million as standard.

Is accidental damage covered under my holiday home insurance policy?

Accidental damage is one of the most common claim types, so for your peace of mind, we offer accidental damage as an optional extra when the property is occupied by you.

If I lose my keys, am I covered?

It happens to the best of us, so should you find yourself in the position that you have lost your keys, you can rest easy knowing that we cover your replacement locks and keys.

I have a hot tub,can this be covered under my policy?

Hot tubs are becoming more common, and as such we have the facility to make sure they are covered under your insurance. Give one of our advisors a call who will take some details and get you covered.

Will the insurance cover my swimming pool?

If you are lucky enough to have a swimming pool, we can include it within your policy. That way you rest easy knowing your fully covered.

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What if I rent my holiday home?

At My Holiday Home Insurance, we cover properties that are Let to holiday makers, as well as being used by friends and family. We can also cover accidental damage, theft by the hirer and malicious damage so you have complete peace of mind.

What happens if I leave my home unoccupied for more than 60 days?

At My Holiday Home Insurance, we know it is not always possible to visit your holiday home on a regular basis. Our policies are designed with this in mind. To discuss the policy cover and how we can help you, call one of our advisors who would be happy to walk you through it.

Can I pay for my holiday home insurance by card and is there a charge?

Yes, you can pay by card. We do not charge you extra to use your cards to pay for your holiday home insurance policy and we accept most major credit and debit cards.

Can I pay by cheque for my holiday home insurance?

Yes, you can. Many of our clients still prefer to pay by cheque. Please simply complete your cheque for the correct amount, making it payable to My Holiday Home Insurance. Please write your My Holiday Home Insurance client reference number on the back of the cheque (which can be found on the documentation we sent to you) and post it to:

My Holiday Home Insurance
Royal House
Queenswood
Newport Pagnell Road West
Northampton
NN4 7JJ

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Can I cover my garden furniture?

Nobody wants to pack away garden furniture at the end of a long relaxing day, that’s why with My Holiday Home Insurance we cover not only your garden furniture, but your garden contents in the open as standard.

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Can I pay for my insurance by Direct Debit?

Yes, you can pay by direct debit.

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How do I make a claim on my holiday home insurance policy?

Call 0344 856 2187 for all UK holiday home insurance claims.

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I would like to make changes to my policy, what should I do?

Call customer services on 01604 946 787 if you need to speak to someone about your policy or the cover provided.

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What is meant by policy excess?

This is the amount you would need to pay if you made a claim on your insurance policy. Details of what excess you would need to pay is included on your policy schedule.

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More reasons to trust My Holiday Home Insurance

2024

Customer Experience Award Winners

2024

Platinum Trusted Service Award Winners

50,000

50,000 Leisure policyholders in the UK

19

More than 19 years’ experience

1,700

Over 1,700 claims handled in 2023

2024 Platinum Trusted Service Award Winners

We are absolutely delighted to have been recognised once again by Feefo, for the service we provide to our customers. Feefo collects genuine reviews from our customers about the service they have received and our outstanding customer service was recognised when we were awarded the 2023 Feefo Platinum Trusted Service Award.

News Story

Trusted UK Holiday Home Insurance Provider

Don’t just take our word for it! Take a look below at what our customers say about us…

Tips When Letting Your Holiday Home

September 1, 2024

Letting out a holiday home can be both financially rewarding and personally fulfilling. However, it requires careful planning and management to ensure that guests have a pleasant stay.

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UK Holiday Home Insurance

UK Holiday Home Insurance

UK Holiday Home Insurance

Insure your holiday home with award-winning specialists.

Insure your holiday home with a multi award-winning insurance specialists.

UK Holiday Home Insurance Specialists

Why choose My Holiday Home Insurance for your UK holiday home insurance?

What does holiday home insurance cover?

FAQ’S – Frequently Asked Questions

More reasons to trust My Holiday Home Insurance

2024 Platinum Trusted Service Award Winners

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