Consumer Pursuit
Costs to pursue a legal action following a breach of a contract you have for buying or renting goods or services for your private use in relation to the insured property.
Property Damage
Costs to pursue a legal action for financial compensation for damages against a person or organisation that causes physical damage to the insured property.
Tax
Costs incurred by an accountant if you are subject to an HM Revenue and Customs full enquiry into your personal income tax position.
Criminal Prosecution
Costs to defend criminal prosecutions brought against you in relation to the insured property under:
i) The Gas Safety (Installation and Use) Regulations 1994
ii) The Furniture and Furnishings (Fire) (Safety) Amendments Regulations 1993
iii) The Electrical Equipment (Safety) Regulations 1994
Personal Injury
Costs to pursue a legal action following an accident resulting in your personal injury or death against the person or organisation directly responsible.
Consumer Prosecution
Costs to defend a legal action brought against You following a breach of a contract You have for selling goods (in a private capacity) in relation to the insured property.
Property Infringement
Costs to pursue a legal action for nuisance or trespass against the person or organisation infringing your legal rights in relation to the insured property.
Eviction of Unauthorised Occupants
Costs to pursue a legal action for re-possession of the insured property if it has been occupied by an unauthorised party.
Note: All cover is subject to terms and conditions.