Insurance for Unoccupied Holiday Homes
The Coronavirus lockdown means that those people lucky enough to have a holiday home, or second home, are unable to travel to access it. So, can you get insurance for unoccupied holiday homes?
The Coronavirus lockdown means that those people lucky enough to have a holiday home, or second home, are unable to travel to access it. So, can you get insurance for unoccupied holiday homes?
Insurance for leisure homes, static caravans or holiday lodges, is a specialist area of insurance, so buying it from a specialist insurer will give you greater flexibility and value for money.
With the demand in UK holidays, or staycations, likely to boom in 2021 due to uncertainty around coronavirus travel restrictions, you may want to rent out your holiday lodge or static caravan.
Recent reports have indicated that the market for UK holidays is set to boom in 2021, so now could be a good time to invest in your holiday home’s eco-friendly credentials.
2021 should be a bumper year for holiday parks across the United Kingdom, with UK Staycations becoming more and more popular.
With all the uncertainty around travel in 2021, the demand for UK holiday homes is likely to be high. If you have a holiday home in the UK and you’re thinking of letting it out to some friends, here are a few things to consider.
My Holiday Home Insurance win the 2021 Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.
Damp can be a major concern for static caravan owners, especially at this time of year, so it’s important to be aware of damp and know how to prevent it.
My Holiday Home Insurance now offer home emergency cover for leisure home owners.
When you are buying a static caravan there are some things you need to consider. We have put together some helpful information, general tips and suggestions that could assist you.
My Holiday Home Insurance
Assist Insurance Services Ltd
Royal House,
Queenswood,
Newport Pagnell Road West,
Northampton NN4 7JJ
EXISTING CUSTOMERS
01604 946 787
CUSTOMER RENEWALS
01604 946 682
CUSTOMER CLAIMS
0344 856 2187
Cookie | Duration | Description |
---|---|---|
cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
Buildings Sum Insured (Rebuild Costs)
Please enter the rebuild cost of your property. This must include the cost of debris removal, architects, surveyors, consultants, legal fees, taxation and the additional cost of complying with any government or local authority requirements. (The is not the figure that is provided by some insurers which is £500,000 or £1million, these are blanket sums insureds and is the maximum level that insurer will pay in the event of a total loss, and it also is not the market value of your property).
ABI rebuilding cost calculator
If your UK holiday home is of standard construction the Association of British Insurers (ABI) offers a free (registration required) rebuild cost calculator to assist you assess the rebuilding cost of your property. To use the calculator and obtain an approximate rebuild cost, you’ll need to measure the external floor area of both downstairs and upstairs of your property.
Click here to go to the ABI rebuilding Cost Calculator https://abi.bcis.co.uk/
IMPORTANT INFORMATION: Please be advised that the ABI rebuilding Cost Calculator will only provide an indicative figure for rebuild costs as there are a number of restrictions to the calculator such as, properties with unusual features, thatched buildings, listed buildings or houses made of non-standard materials. Declaring the correct sums to insure your property for, will remain the responsibility of the policyholder at all times.
Contents Sum Insured
WE NEED SOME TEXT TO INCLUDE HERE…