Holiday Home Insurance

Securing your Holiday Home when unoccupied


Unfortunately there will always be a time when your property will be left unoccupied. However, almost half of all burglaries happen when a flat or house is empty. By following these simple tips, you can help to make your holiday home or holiday flat secure while you are away. Read the tips here and plan ahead.

Tip to make your home secure

  1. Make sure your holiday home looks like someone is in it. Don't close your curtains – in daytime this shows the house is empty. Think about getting automatic time-switches to turn your lights on when it goes dark.
  2. Fit mortise locks or bolts to all outside doors, and locks to all downstairs or easily accessible windows.
  3. Cancel any milk or newspaper deliveries.
  4. Cut the lawn before you go and trim back any plants that burglars could hide behind.
  5. Get a friend or neighbour to look after your holiday home. They can collect your mail, mow your lawn and so on. This gives the impression that someone is living in your home. If you leave keys with a neighbour, don't label them with your address.
  6. Don't leave valuables, like your TV, hi-fi or video, where people can see them through windows.
  7. Mark any valuable items with your postcode and house number using an 'invisible' pen that you can get from DIY shops. If your property is stolen, this will help the police to identify it if it is found, which might not only allow them to return it to you but could also provide them with better evidence to convict the people responsible.
  8. Make sure that you have up-to-date and specialist Holiday Home insurance cover.
  9. Lock the garage and shed with proper security locks, after putting all your tools safely away so they cannot be used to break into your home. If you have to leave a ladder out, put it on its side and lock it to a secure fixture with a 'close shackle' padlock or heavy-duty chain.
  10. Finally, lock all outside doors and windows. If you have a burglar alarm, make sure it is set.

And just before you set off, it's worth spending a couple of minutes checking that you've done all you had to do and taken everything you need with you.

  1. It's also a good idea to get help from your neighbours
  2. You could also ask them to collect post left in the letter box, sweep up leaves, even mow the lawn and generally make the place look lived in.
  3. You can repay the favour by doing the same for them. Warn the neighbour who has your key not to put your surname, address or even your house number on your keys in case they fall into the wrong hands.

NOTE: It is important that you read the terms and conditions of your Holiday Home Insurance Policy to understand what requirements your insurer has when leaving your holiday home unoccupied.

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Securing Your Holiday Home

Securing your holiday home is of great importance, both when it is in use or unnocupied. The following checklist will help ensure that your holiday home secure:


Storm & Flood Update

With the recent and continuing storms and floods hitting the UK, we would like to reassure our customers that there are measures in place to help you get back on your feet during these difficult times.

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