Holiday Home Insurance
 

Holiday home maintenance

 

Owning a holiday home is many peoples dream, yet some dreams can easily turn into nightmares when the purchase of a holiday home is not fully thought through. For example it is always a chore to carryout the maintenance on a home which we live in day-in day-out, however when there is work to be carried out on a holiday home which might be hundreds of miles away this brings additional complexities and challenges.

 

You should always consider the maintenance issues associated with second home ownership and how they differ from those encountered at a main residence, and we will attempt to provide you some tips and ways to avoid problems.

 

This subject can be approached in two ways when it comes to holiday homes; proactive and reactive. And the primary concern for owners is how to manage any planned or unforeseen issues from possibly hundreds of miles away.

 

Will this involve many long and unplanned trips to the property, taking time out from your normal commitments at short notice? So what are the maintenance issues and how can they be addressed?

 

Security can be a concern for owners where the property is unoccupied for prolonged periods of time. Is there a risk of burglary, vandalism or squatting at the property? And how can these risk be minimised? This may affect where and which property you choose to buy; the remote cottage or the apartment in the centre of a seaside town. Also check your contents and buildings insurance is appropriate for unoccupied properties.

 

Repairs, planned or unplanned, may be required during your period of ownership. Identifying a network of tradesmen in the area to include a plumber, electrician and so on maybe a practical exercise early on in the ownership experience. And this again depends on the type of property you own, where for example, an apartment in a block will be overseen by a management company or a lodge on a holiday complex will have certain maintenance tasks included in an annual service charge. Finding skilled people in advance is a much cheaper exercise than trying to find them remotely.

 

Always have a copy of the Yellow Pages at your permanent home is a wise thing to do, so at least you can phone around in the comfort of your own home, rather than travel hundreds of miles just to make some calls.

 

Also consider having the property checked upon regularly by someone you trust (neighbour, friend, family member) especially during long periods of unoccupancy, therefore minor faults can be ‘nipped in the bud’ before they escalate to major issues which would cost more and take longer to resolve.

 

Other maintenance issues may include gardening, decorating the external and internal of the property, and servicing the boiler.

 

One solution may be to employ a keyholder in the local area who can key an eye on the property and let tradesmen in as and when required. A number of companies now operate such services across the country and can provide different levels of service from basic keyholding to a full management service to remove the hassle from ownership.

 
Related Articles

bpoint  Securing your Holiday Home

bpoint  Storm & Flood Update

bpoint  Setting The Standards In Claims Service

bpoint  Home Insurer Goes Into Liquidation

bpoint  London Holiday Rentals Soar During Olympic Games

bpoint  Massive Tax Hikes for French Holiday Homes

bpoint  2012 Olympics: Police to stay in Holiday Homes

bpoint  My Holiday Home Insurance Move Offices to New Location

bpoint  Staycations proving increasingly popular

bpoint  Securing your holiday home

bpoint  Don't have burst pipes in your holiday home

bpoint  Holiday Home Maintenance

 
European Holiday Home Insurance European Apartment Insurance UK Holiday Home Insurance
 
UK Holiday Apartment Insurance UK Holiday Lodge Insurance UK Holiday Caravan Insurance
 

Have a question or like a quote over the phone?

Talk to an expert, call us 6 days a week. Monday to Friday 9am to 5.30pm Saturday 9am to 1pm
0800 988 0890 or  Call Me Back

 

News & Events

Securing Your Holiday Home

Securing your holiday home is of great importance, both when it is in use or unnocupied. The following checklist will help ensure that your holiday home secure:

 Read More >>

Storm & Flood Update

With the recent and continuing storms and floods hitting the UK, we would like to reassure our customers that there are measures in place to help you get back on your feet during these difficult times.

 Read More >>
 Read all our news here >>
 
Holiday Home Insurance Quotes
 
 
 
 
My Holiday Home insurance Main Links Insurance Services External Links Overseas
Homepage
About Us
Contact Us
Sitemap
News
Privacy Policy
Links
UK Holiday Home Insurance
UK Holiday Apartment Insurance
Overseas Holiday Home Insurance
Overseas Holiday Apartment Insurance
UK Holiday Caravan Insurance
UK Holiday Lodge Insurance
Park Home Insurance
Park Homes for Sale
Platinum Seal Warranty Scheme
Static Caravan Insurance
UK
Ireland
Channel Islands
Cyprus
Greece
Italy
Malta
Portugal
Spain
France
 
My Holiday Home Insurance, is a part of Assist Insurance Services Ltd, Royal House, Queenswood, Newport Pagnell Road West, Northampton NN4 7JJ. Assist Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority under register number 435530 for Insurance Mediation and as a Credit Broker.
We do not charge any fees to customers in relation to Credit Broking activities.